Investing in times like these ...

Have you ever wondered how Warren Buffet, Sam Walton and Bill Gates made all their money? They invested in a business at a time when others thought they were crazy.


We have heard it all before Buy Low Sell High. Sounds simple ... but definitely not easy!


Who would have bought Coke like Warren Buffet did in the 70's. The economy was in turmoil, inflation was high, GDP was down in the US and dollar was weak. Sam Walton opened stores in the middle of know where. The idea of a store outside of the city centre was ludicrous. And of course Bill Gates in garage believing that computers would one day be in the home of every family when it was nothing more than a typewriter and cost more than a car.


In each case the economy or timing looked wrong, yet it was the spring board for a great idea and a great business. It almost seems like the best time to invest is the worst time. Check out this article form Mackenzie Financials Insight Magazine ...

Should you stay invested in the market?

While there has been a very strong equity market rally through the spring, overall the last year has been tough on investors. And certainly everyone has probably grappled with either selling and getting out of the market or holding for the long term. It’s not an easy question to answer, and issues such as your age and income complicate the matter even further ...

As the economy starts to slow down in Kelowna, the Okanagan and in Canada ... the timing is right to invest ... but will you be ready?


If you looking start your own investment program or have some questions on your current one give me call Mike Hassard 250-861-1465 email mikehassard@gmail.com or stop by my office 209-1511 Sutherland Ave.

Mike Hassard Primerica Kelowna

Protecting Families, Eliminating Debt, Building Savings Kelowna

Article provided by http://www.mackenziefinancial.com/mfc_insight

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Are you Locked In or Locked Out?

Should I be investing right now? Is it good time to change now? Should I wait until things get "better"? Is this the "bottom"? Isn't a guarantee better than loss?

After more than a decade in the investment business with Primerica Kelowna these questions never seem to change.

The key is not when to invest ... but to invest!

This is why pension plans work so well for many people. Your employer does not ask you if you want to make a contribution ... your employer makes it for you ... in good times and bad.

Check out this excerpt from a brochure from Invesco Trimark called "Are you Locked In or Locked Out?"

No matter what your financial goals are, when equity markets are highly volatile, it's natural to want to protect your savings. During market turmoil, many Canadians switch from investing in equity funds to investing n money market funds and high-interest savings account or locking their into guaranteed investment certificates (GICs). The challenge is not to play it too safe or you could be locked out of the market rally when stocks rebound. (Get the whole article here in PDF)

For most of us in the investment business we wait for time likes these. Unfortunately the idea of "Buy Low" sounds easy, but holding on when you are down is much harder.

What if changes are need or re-balancing is required? Keep in mind there is always a cost, but if done correctly this can keep you on track and benefit you in the long run.

It pays to have a great money manager to make the day to day investment decisions, and you apply the discipline to make your monthly contributions.

If you are looking for a better idea of how your portfolio is being managed give our office a call at 250-861-1465, email mikehassard@gmail.com or stop by our office 209-1511 Sutherland Ave to arrange an appointment.

Don't get Locked out of opportunity to Build your Savings!

Mike Hassard Primerica Kelowna

Build Savings with Mutual Funds Kelowna

Information provided by Invesco Trimark at http://www.invescotrimark.com/